Sunday Morning Quick Hits #1

When determining how much money you are going to have in the future, your savings rate is far more important than your rate of return.

However, many investors are more likely to obsess over squeaking out a bit more performance out of their investments or tweaking their asset allocation to increase returns rather than thinking about ways to save more.

Good planning starts with getting your financial house in order and making sure that a good savings plan is in place with the proceeds invested into a solid, diversified portfolio.